Michael MaldonadoFORECLOSURE PREVENTION COUNSELOR
Free foreclosure prevention services

Facing foreclosure? We can help.

You don't have to face this alone. Our foreclosure prevention specialists will take the time to understand your unique situation and build a personalized action plan with you — free of charge.

Free, confidential foreclosure prevention counseling · English & Spanish
You won't be judged here.

Financial hardship can happen for many reasons — job loss, a health crisis, rising interest rates, overwhelming debt, fraud, or an unexpected change in life. Whatever brought you here, we're here to help you find a path forward.

When you're facing the possibility of losing your home, it can feel overwhelming and uncertain. Our foreclosure prevention specialists are here to help. We'll take the time to understand your unique financial situation and work with you to create a personalized action plan.

Financial hardship can happen for many reasons, including job loss, a health crisis, rising interest rates, overwhelming debt, fraud, or an unexpected change in your life. Whatever the circumstances, you don't have to face them alone. We're here to help you understand your options and find a path forward. We aren't here to judge, only to help.

We make it easy for you

Tell us a little about your situation.

Fill out the form and we'll help you as soon as possible — or call us directly if you'd rather talk now.

626-827-0882

Maldonadomichael182@gmail.com

Online contact form

Free and confidential. We'll reach out ASAP.
Thanks — we'll be in touch as soon as possible.
Options we can explore together

What we do

Option

Short sales

Selling the home for less than what's owed, negotiated directly with your mortgage lender.

Option

Refinance & negotiation

Working with your mortgage servicer on a refinance, modification, or repayment plan that fits your situation.

Option

Cash offer

Connecting you with cash buyers when a fast, straightforward sale is the right move.

Certified Bilingual Foreclosure Prevention Counselors

What we can do

  • Learn about your housing situation, concerns, and immediate needs
  • Explain your fair housing rights and protections under fair lending laws
  • Review your income and expenses and help build a budget that works for your circumstances
  • Identify programs, resources, and other assistance that may be available to you
  • Develop a personalized action plan — which may include a loan modification, repayment plan, forbearance, short sale, refinancing, property tax deferral, available relief funds, or other solutions
  • Walk you through your action plan and explain the steps you'll need to take
  • Help you put your plan into action, including assistance with applications and communication with your lender
Most importantly, you don't have to figure this out by yourself. We're here to answer your questions and take the next step with you.
Who we serve

Ventura, Los Angeles, Orange County, Riverside & surrounding counties

If you're struggling with your mortgage or worried about losing your home, you don't have to navigate it alone. We provide free foreclosure prevention services throughout Ventura, Los Angeles, Orange County, Riverside, and surrounding counties.

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We may be able to help if:

  • You're having difficulty keeping up with your mortgage payments
  • You've fallen behind on your mortgage
  • You're facing foreclosure or are worried that foreclosure may be next
  • You're dealing with challenges involving property taxes or homeowners insurance
  • You believe you've been treated unfairly by a homeowners association, lender, appraiser, insurance adjuster, broker, or other real estate professional
Michael Maldonado
Who you'll be working with

Michael Maldonado

Certified Bilingual Foreclosure Prevention Counselor

Michael leads a team of Certified Bilingual Foreclosure Prevention Counselors serving Ventura, Los Angeles, Orange County, Riverside, and surrounding counties. The team is here to listen, understand your situation, and help you find a way forward — with no cost and no judgment, only help.

From homeowners we've helped

Success stories

I did not want to lose my home, but a short sale was my last choice. I am glad that Betsy and Michael were there to help me through this process. They made this painful experience far less painful for our family.

— Robert S., Duarte, California

When I was married, my ex-husband and I took out three loans on our home. After the divorce, I was not able to make the needed payments. Betsy and Michael talked to each of the lenders and helped me remove this great burden from my life. I am so grateful for their help.

— Jeannie K., Indio, California

Getting started is simple.

The sooner you reach out, the more options you may have. If you're worried about your home, please don't wait to ask for help.